Ask any landlord about insurance and you’re likely to get an annoyed grunt and a shake of the head. The amount that most landlords must pay on their rental properties is outrageous considering most insurance companies automatically expect the worst out of every new tenant. But if you come armed with renters insurance, you will likely get an approving nod from your soon to be landlord. Not only are you protecting yourself in case of a disaster like a fire or a flood, but you are also basically absolving your soon to be landlord from responsibility if something happens. Instead of you picking up the phone and complaining to your landlord should something happen, you’ll be calling your renters insurance company, and that is music to the ears of your landlord. Even if you are undecided about getting renters insurance, it is always a good idea to mention it to your landlord because it helps to show that you’re serious about where you live and serious about keeping your belongings safe. Renters insurance is an adult thing to have, and for most landlords, that is exactly the kind of person they want to rent to. A small investment in renters insurance up front can save you a lot of money in the long run.