Just like the insurance that’s on your car, the rules change when it comes to renters insurance when you move to a different state. If you are in the middle of a renters insurance policy and you find yourself needing to move because of a family emergency or because of a new job, your current renters insurance company will often have one of two things you can do. They will allow you to cancel the policy in the middle, and you’ll likely have to pay a cancellation fee, or if you agree to continue your policy in another state, the company can transfer it over to a new policy that is reflective of that new states laws and rules. Most times, the company will charge you for this transfer, but if your reason for moving is because of an emergency, you can often petition to have the fee waived. The average insurance company is far more interested in keeping you as a customer than they are loading you up with fees. The biggest problem arises when you are moving to a state where that particular company doesn’t offer renters insurance. Contact your renters insurance company to see if a special exception can be made that will not result in you having to pay the balance of your policy.

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It is a concern that every pet owner has in Albuquerque, what if my cat runs amok and ruins the place while I’m at work one day. Worrying about how your pet’s behavior can impact your apartment is a valid concern, but it isn’t one you should lose any sleep over. A few simple tips can make living with a pet a pain free experience. The first step is to make sure that your cat is completely box trained. Nothing will cause your deposit to slip away faster than pet urine stains. Every cat has an accident once in a while so you will need a good carpet cleaner to take care of these cases. The second biggest concern is the claws. If you live in a furnished apartment or if you have a place with new carpet, a cat’s claws can devastate your security deposit. Declawing is cruel but there are alternatives you can use. A procedure called a tendonectomy is a much more pet friendly procedure that leaves your cat with his claws but without the ability to use them. You’ll have to continue to clip them on a regular basis, but your kitty won’t be able to shred the carpet.

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